open care legitimacy inquiry

Is Open Care Legit

From what I've gathered, Open Care appears to be a legitimate and reputable life insurance provider. Founded in 2012, they've focused on simplifying appointment booking and offering personalized experiences. They have a strong presence with positive reviews on Trustpilot, highlighting their transparency and customer satisfaction. Open Care provides various insurance plans, mainly targeting seniors, and they're partnered with multiple established insurance companies. Pricing is competitive, though rates can be slightly higher than industry averages. Their commitment to customer service and transparency underscores their credibility. If you're curious about more specifics, there's quite a bit to uncover.

Key Takeaways

  • Founded in 2012, Open Care has over a decade of experience in the insurance industry.
  • Thousands of positive reviews on Trustpilot highlight excellent reputation and customer satisfaction.
  • Works with licensed insurance experts to provide reliable life insurance coverage.
  • Provides fixed premiums, lifetime coverage, and cash value accumulation, ensuring stability for policyholders.
  • Customer-first approach and transparency are core values, enhancing credibility and trustworthiness.

Company Overview

Founded in 2012, Open Care has been on a mission to revolutionize patient-provider interactions by simplifying the appointment booking process and making healthcare more accessible. I've observed that they focus on a personalized experience, ensuring life and health insurance needs are met.

Open Care offers the Open Care Senior Plan, which includes final expense coverage. This plan addresses the financial aspects of end-of-life care, providing peace of mind to seniors and their families. By offering various life insurance products, Open Care addresses both immediate health needs and long-term financial planning.

Their dedication to transparent communication and customer feedback showcases their commitment to serving others effectively, making healthcare more approachable for all.

Customer Reviews

Frequently, I've come across countless positive customer reviews on Trustpilot that highlight Open Care's excellent reputation and high level of customer satisfaction. These reviews serve as crucial social proof, underscoring the company's credibility.

Customers frequently share their positive experiences, emphasizing the care and transparency Open Care provides. The sheer volume of favorable feedback indicates a consistent dedication to customer satisfaction.

Open Care encourages and values feedback, which they transparently showcase on Trustpilot, reinforcing their commitment to serving others effectively. This openness not only builds trust but also solidifies their standing as a reliable service provider.

Insurance Plans

Given the glowing customer reviews, it's clear that Open Care's insurance plans are worth examining in detail. They offer a wide range of options, including Care final expense plans, term life, accidental death, and healthcare insurance. With fixed premiums, lifetime coverage, and cash value accumulation, their plans cater primarily to Seniors. Two main plan options are available: guaranteed acceptance and simplified issue, with coverage reaching up to $50,000. As a broker, Open Care represents various final expense insurance companies, including Mutual of Omaha, to sell term life insurance and whole life insurance policy packages. Here's a quick overview:

Plan TypeKey Features
Care Final Expense PlansFixed premiums, lifetime coverage
Term LifeCoverage up to $50,000
Whole Life Insurance PolicyCash value accumulation
Guaranteed & SimplifiedAcceptance options available


Understanding the pricing structure of Open Care's insurance plans is crucial for making an informed decision about their affordability and value.

Open Care life insurance offers term plans with rates from $17 to $252 per month, influenced by factors like age, health, and coverage amount.

Final expense policies, costing between $50 and $100 per month for a $10,000 policy, factor in individual health issues and eligibility.

For seniors, the Open Care Senior Plan starts at $7.49 per month, though rates can be 25% higher than industry bests.

Policyholders should note a 2-year waiting period for guaranteed issue plans.


Although many companies claim legitimacy, Open Care backs it up with a strong foundation and numerous positive reviews that enhance its credibility.

Founded in 2012, Open Care aims to simplify patient-provider interactions, making healthcare more accessible. Their offerings extend into life insurance coverage, including final expense coverage and Open Care burial insurance. They work with licensed insurance experts to provide peace of mind knowing that funeral expenses and death benefits are covered, often without requiring a medical exam.

Thousands of positive reviews on platforms like Trustpilot reinforce their reliability. Open Care's transparency and openness, including clear contact information for inquiries, further establish their trustworthiness among life insurance companies. Their customer-first approach makes them a credible choice for life insurance needs.

Comparison With Competitors

Comparing Open Care with its competitors like American Amicable, Mutual of Omaha, Prosperity Life Group, and Guarantee Trust Life reveals significant differences in coverage options, rates, and benefits. Open Care final expense plans cater specifically to insurance for seniors, focusing on covering final expenses. In contrast, competitors also offer various term life insurance policies.

When analyzing insurance needs, it's important to examine:

  • Rates and Affordability: Open Care's rates versus American Amicable's and Mutual of Omaha's.
  • Waiting Periods: Eligibility and waiting periods compared to Prosperity Life Group and Guarantee Trust Life.
  • Reputation and Reviews: Researching negative reviews for a thorough comparison with competitors.

This comparison helps determine the most suitable choice for your final expenses and overall insurance needs.

Frequently Asked Questions

Is Open Care Life Insurance Legitimate?

Based on customer reviews and policy features, Open Care's life insurance seems legitimate. They've solid coverage options, reasonable premium costs, an efficient claim process, strong company credentials, financial stability, excellent customer service, and uphold industry reputation and legal compliance.

What Is Similar to Opencare?

I'd say services similar to OpenCare include dental services, health insurance, medical clinics, vision care, wellness programs, urgent care, alternative medicine, therapy options, chiropractic treatments, and preventive care, all aiming to enhance overall health and well-being.


After diving deep into Open Care, I've found it to be a solid option for insurance needs. Their plans are varied, and customer reviews are generally positive, though pricing can be a bit higher than some competitors.

Trustworthiness seems strong, but always compare with other providers to guarantee the best fit.

Overall, I'd say Open Care is a legitimate choice for those seeking reliable insurance options.